Press Release

NCR Successfully Implements Corillian Voyager at Leading Financial Institutions; SouthTrust and NetBank Reap Benefits of NCR - Corillian Partnership

December 3, 2003 at 3:01 PM EST

DAYTON, Ohio & PORTLAND, Ore.--(BUSINESS WIRE)--Dec. 3, 2003--NCR Corporation's (NYSE:NCR) Worldwide Customer Services Division and Corillian Corp. (Nasdaq:CORI), the top provider of online banking solutions for leading financial institutions, today announced the successful implementation of next-generation Internet banking services for SouthTrust Bank and NetBank.

The solution combines enhanced features and functionality developed and integrated by NCR on the industry-leading Corillian Voyager Internet banking platform, which is hosted and managed by NCR in its eCommerce operations centers. The solution also leverages a number of NCR/Corillian technical innovations already perfected in the marketplace.

Financial institutions such as NetBank are now able to extend robust services to business banking clients regardless of where they live and work. No longer is it necessary for the bank to have a branch in proximity to its business clientele to provide access to the products and services they need, whenever they need it. NetBank, the country's largest and first commercially successful Internet bank, partnered with NCR and Corillian to greatly expand its industry-leading online functionality.

"In launching a new small-business banking program, we needed partners who could help us deliver a superior customer experience to a targeted group of tech-savvy business professionals," said Tom Cable, NetBank's chief technology officer. "As a branchless bank, we rely on the Internet as our primary delivery channel for services. We chose to partner with NCR and Corillian because they provide the expertise and flexibility required to compete and win in today's marketplace."

The solution enables the integration of alerts and notifications which provides customers with constant access to their online banking services and information automatically.

SouthTrust Bank, a $51.6 billion regional bank holding company based in Birmingham, Ala., partnered with NCR and Corillian in order to have access to a secure, scalable and reliable platform with rich functionality.

SouthTrust renewed its long-running partnership with NCR which means its customers will continue to get the high-quality online financial services they count on from SouthTrust. NCR's managed service model matched with Corillian's Voyager platform was a great fit for SouthTrust's online banking service.

"Working together with NCR to deliver unique, innovative online banking services to these industry-leading financial institutions is a testament to the flexibility and openness of the Corillian Voyager platform," said Alex Hart, president and chief executive officer of Corillian. "The Corillian-NCR partnership is perfect for financial institutions looking for a hosted online banking solution that can be customized to meet their current and future needs."

"These successful implementations demonstrate the viability of our offering for mid- and large-sized banks and exemplify our vision of integrating the best e-finance technologies such as the Voyager platform," said Greg Hanson, NCR e-Commerce solutions general manager.

About Corillian Corporation

Corillian is the top provider of online banking solutions for leading financial institutions. Empowered with Corillian solutions, some of the world's most visionary financial institutions provide their customers with the tools to manage their finances more effectively. Corillian's solutions are unmatched in reliability and performance and successfully scale at some of the world's largest financial institutions. Corillian's proven solutions enable financial institutions to deliver innovative services enterprise-wide, across multiple delivery channels and multiple lines of business. The Corillian Voyager platform provides secure and scalable account access and transaction processing for a wide variety of applications built by Corillian's expert software developers, by Corillian-certified partners and by the in-house development organizations of some of the world's best financial institutions. For more information about Corillian Corporation, visit the company's Web site at http://www.corillian.com.

About NCR Corporation

NCR Corporation (NYSE:NCR) is a leading global technology company helping businesses build stronger relationships with their customers. NCR's ATMs, retail systems, Teradata(R) data warehouses and IT services provide Relationship Technology(TM) solutions that maximize the value of customer interactions. Based in Dayton, Ohio, NCR (www.ncr.com) employs approximately 29,300 people worldwide.

NCR and Teradata are trademarks or registered trademarks of NCR Corporation in the United States and other countries.


    CONTACT: NCR Corporation
             Michael A. Athmer, 937-445-4197
             michael.athmer@ncr.com

    SOURCE: NCR Corporation