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  <xs:element id="ncr_TotalAdjustedEBITDA" abstract="false" name="TotalAdjustedEBITDA" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_FraudulentACHDisbursementsCumulative" abstract="false" name="FraudulentACHDisbursementsCumulative" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_EnvironmentalContingenciesThreshold" abstract="false" name="EnvironmentalContingenciesThreshold" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_SeriesAPreferredStockAbstract" abstract="true" name="SeriesAPreferredStockAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ncr_NetIncomeLossAttributableToNoncontrollingInterestNetOfDiscontinuedOperations" abstract="false" name="NetIncomeLossAttributableToNoncontrollingInterestNetOfDiscontinuedOperations" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_NCRAtleosCorporationMember" abstract="true" name="NCRAtleosCorporationMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ncr_AccumulatedOtherComprehensiveIncomeLossAbstract" abstract="true" name="AccumulatedOtherComprehensiveIncomeLossAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ncr_FoxRiverSiteMember" abstract="true" name="FoxRiverSiteMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_PostretirementAndPostemploymentBenefitsLiabilities" abstract="false" name="PostretirementAndPostemploymentBenefitsLiabilities" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_RecoveryCostsCyberRansomware" abstract="false" name="RecoveryCostsCyberRansomware" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_DefinedBenefitPlanPlanAssetsContributionsBySpinoffThreshold" abstract="false" name="DefinedBenefitPlanPlanAssetsContributionsBySpinoffThreshold" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_StockIssuedDuringPeriodConversionRatio" abstract="false" name="StockIssuedDuringPeriodConversionRatio" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="ncr_SharebasedCompensationArrangementbySharebasedPaymentAwardMinimumEmployeeSubscriptionRate" abstract="false" name="SharebasedCompensationArrangementbySharebasedPaymentAwardMinimumEmployeeSubscriptionRate" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ncr_DebtInstrumentRepaymentTerm" abstract="false" name="DebtInstrumentRepaymentTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ncr_IncomeLossFromDiscontinuedOperationsNetOfTaxEnvironmentalMatters" abstract="false" name="IncomeLossFromDiscontinuedOperationsNetOfTaxEnvironmentalMatters" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_RetailSegmentsMember" abstract="true" name="RetailSegmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_DebtInstrumentCovenantConsolidatedLeverageRatio" abstract="false" name="DebtInstrumentCovenantConsolidatedLeverageRatio" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="ncr_DebtInstrumentCovenantAdditionalConsolidatedLeverageRatio" abstract="false" name="DebtInstrumentCovenantAdditionalConsolidatedLeverageRatio" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ncr_SeriesAConvertiblePreferredStockCashPayments" abstract="false" name="SeriesAConvertiblePreferredStockCashPayments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_NewLoansMember" abstract="true" name="NewLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ncr_PeriodTwoMember" abstract="true" name="PeriodTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_CashIncludedInSettlementProcessingAssetsIncludedInOtherCurrentAssets" abstract="false" name="CashIncludedInSettlementProcessingAssetsIncludedInOtherCurrentAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_RestaurantsSegmentMember" abstract="true" name="RestaurantsSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ncr_DefinedBenefitPlanPlanAssetsContributionsRequiredPercentOfAnnualCosts" abstract="false" name="DefinedBenefitPlanPlanAssetsContributionsRequiredPercentOfAnnualCosts" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ncr_EmployeeStockPurchasePlanMember" abstract="true" name="EmployeeStockPurchasePlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_ConversionRatePerPreferredShare" abstract="false" name="ConversionRatePerPreferredShare" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="ncr_OtherReceivablesMember" abstract="true" name="OtherReceivablesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_DividendRateforpreferredshares" abstract="false" name="DividendRateforpreferredshares" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ncr_NetIncomePerCommonShare" abstract="true" name="NetIncomePerCommonShare" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ncr_IncomeLossFromContinuingOperationsAttributableToCommonStockholders" abstract="false" name="IncomeLossFromContinuingOperationsAttributableToCommonStockholders" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_HospitalitySegmentMember" abstract="true" name="HospitalitySegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_TotalCorporationPlaintiffs" abstract="false" name="TotalCorporationPlaintiffs" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="ncr_RestrictedStockUnitsRSUsandStockOptionsMember" abstract="true" name="RestrictedStockUnitsRSUsandStockOptionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_StockIssuedDuringPeriodValueEmployeeStockPurchaseAndStockCompensationPlan" abstract="false" name="StockIssuedDuringPeriodValueEmployeeStockPurchaseAndStockCompensationPlan" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_NCRShareofCostsrelatedtoKalamazoo" abstract="false" name="NCRShareofCostsrelatedtoKalamazoo" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ncr_CreditAgreementMember" abstract="true" name="CreditAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ncr_TwelveMonthPeriodCommencingOctober12023Member" abstract="true" name="TwelveMonthPeriodCommencingOctober12023Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_AccountsReceivableSalesAgreementMaximum" abstract="false" name="AccountsReceivableSalesAgreementMaximum" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_ReceivableunderFundingAgreement" abstract="false" name="ReceivableunderFundingAgreement" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_DisposalGroupIncludingDiscontinuedOperationResearchAndDevelopmentExpenses" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationResearchAndDevelopmentExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_RetailSegmentMember" abstract="true" name="RetailSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_NetLossContingencyAccrual" abstract="false" name="NetLossContingencyAccrual" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_PlannedBusinessSeparationCosts" abstract="false" name="PlannedBusinessSeparationCosts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_OnOrAfterApril15RedeemedIn2024Member" abstract="true" name="OnOrAfterApril15RedeemedIn2024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_SupplementalFinancialInformationAbstract" abstract="true" name="SupplementalFinancialInformationAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ncr_UnallocatedIncomeAndExpenses" abstract="false" name="UnallocatedIncomeAndExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_TradeReceivableFacilityMaturityTerm" abstract="false" name="TradeReceivableFacilityMaturityTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ncr_SecuredOvernightFinancingRateSOFRMember" abstract="true" name="SecuredOvernightFinancingRateSOFRMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ncr_IncreaseDecreaseinEmployeeBenefitPlans" abstract="false" name="IncreaseDecreaseinEmployeeBenefitPlans" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_RestrictedCashIncludedInOtherAssets" abstract="false" name="RestrictedCashIncludedInOtherAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_TotalAmountReceivedFromSettlementsWithInsuranceCarriers" abstract="false" name="TotalAmountReceivedFromSettlementsWithInsuranceCarriers" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_TermLoansAndRevolvingCreditFacilityMember" abstract="true" name="TermLoansAndRevolvingCreditFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ncr_DebtInstrumentAdditionalBasisSpreadOnVariableRate" abstract="false" name="DebtInstrumentAdditionalBasisSpreadOnVariableRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ncr_StockIssuedDuringPeriodSharesEmployeeStockPurchaseAndStockCompensationPlan" abstract="false" name="StockIssuedDuringPeriodSharesEmployeeStockPurchaseAndStockCompensationPlan" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ncr_FraudulentACHDisbursementsNetOfRecoveries" abstract="false" name="FraudulentACHDisbursementsNetOfRecoveries" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_TwelveMonthPeriodCommencingOctober12026Member" abstract="true" name="TwelveMonthPeriodCommencingOctober12026Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_EnvironmentalContingenciesThresholdPercent" abstract="false" name="EnvironmentalContingenciesThresholdPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ncr_DebtCovenantMeasurementPeriodAxis" abstract="true" name="DebtCovenantMeasurementPeriodAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="ncr_DepreciationAndAmortizationExcludingAcquisitionRelatedAmortizationOfIntangibles" abstract="false" name="DepreciationAndAmortizationExcludingAcquisitionRelatedAmortizationOfIntangibles" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_ForeignCurrencyDevaluation" abstract="false" name="ForeignCurrencyDevaluation" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_FirstThreeYearsMember" abstract="true" name="FirstThreeYearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ncr_TwelveMonthPeriodCommencingOctober12028Member" abstract="true" name="TwelveMonthPeriodCommencingOctober12028Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_DisposalGroupIncludingDiscontinuedOperationsContractWithCustomerLiabilityCurrent" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationsContractWithCustomerLiabilityCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_AnticipatedContributionFromCoObligorsAndIndemnitors" abstract="false" name="AnticipatedContributionFromCoObligorsAndIndemnitors" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_DebtInstrumentRedemptionPriceAsPercentageofPrincipleAmount" abstract="false" name="DebtInstrumentRedemptionPriceAsPercentageofPrincipleAmount" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ncr_TwelveMonthPeriodCommencingOctober12024Member" abstract="true" name="TwelveMonthPeriodCommencingOctober12024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_TotalStockholdersEquityMember" abstract="true" name="TotalStockholdersEquityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_OnOrAfterApril15RedeemedIn2025Member" abstract="true" name="OnOrAfterApril15RedeemedIn2025Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_FraudulentACHDisbursementsRecovered" abstract="false" name="FraudulentACHDisbursementsRecovered" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_CompanyTwoMember" abstract="true" name="CompanyTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_A5000And5250SeniorNotesMember" abstract="true" name="A5000And5250SeniorNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_A5125NotesDue2029Member" abstract="true" name="A5125NotesDue2029Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_GPCostsincurredinthepastedrelatedtoKalamazoo" abstract="false" name="GPCostsincurredinthepastedrelatedtoKalamazoo" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_Financialinstrumentssubjecttoredemptionsettlementtermsmaximumnumberofshares" abstract="false" name="Financialinstrumentssubjecttoredemptionsettlementtermsmaximumnumberofshares" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ncr_WeightedAverageCommonSharesOutstanding" abstract="true" name="WeightedAverageCommonSharesOutstanding" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
</xs:schema>
