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  <xs:element id="ncr_NumberofPotentiallyResponsibleParties" abstract="false" name="NumberofPotentiallyResponsibleParties" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="ncr_SecuredOvernightFinancingRateSOFRMember" abstract="true" name="SecuredOvernightFinancingRateSOFRMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ncr_LegalMatterAxis" abstract="true" name="LegalMatterAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="ncr_EbinaWasteDisposalPercentageHighConcentration" abstract="false" name="EbinaWasteDisposalPercentageHighConcentration" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ncr_DefinedBenefitPlanAssumptionsusedCalculatingNetPeriodicBenefitCostDiscountRateInterestCost" abstract="false" name="DefinedBenefitPlanAssumptionsusedCalculatingNetPeriodicBenefitCostDiscountRateInterestCost" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ncr_LossContingencyDamagesSoughtValueRemovedbyCourt" abstract="false" name="LossContingencyDamagesSoughtValueRemovedbyCourt" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_SeriesAConvertiblePreferredStockCashPayments" abstract="false" name="SeriesAConvertiblePreferredStockCashPayments" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_NetIncomePerCommonShare" abstract="true" name="NetIncomePerCommonShare" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ncr_CashCashEquivalentsRestrictedCashAtEndOfPeriod" abstract="false" name="CashCashEquivalentsRestrictedCashAtEndOfPeriod" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_TermLoanMember" abstract="true" name="TermLoanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_SettlementProcessingAssetsAndObligationsPolicyPolicyTextBlock" abstract="false" name="SettlementProcessingAssetsAndObligationsPolicyPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ncr_TwelveMonthPeriodCommencingOnOctober12025Member" abstract="true" name="TwelveMonthPeriodCommencingOnOctober12025Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_LeaseLiability" abstract="false" name="LeaseLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_DisposalGroupIncludingDiscontinuedOperationOperatingLeaseAssetsNoncurrent" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationOperatingLeaseAssetsNoncurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsTransferredInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsTransferredInPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ncr_CondensedFinancialInformationDisclosureTable" abstract="true" name="CondensedFinancialInformationDisclosureTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="ncr_AccumulatedOtherComprehensiveIncomeLineItems" abstract="true" name="AccumulatedOtherComprehensiveIncomeLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ncr_DebtInstrumentRedemptionPriceAsPercentageofPrincipleAmount" abstract="false" name="DebtInstrumentRedemptionPriceAsPercentageofPrincipleAmount" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ncr_EbinaWasteDisposalPercentageLowConcentration" abstract="false" name="EbinaWasteDisposalPercentageLowConcentration" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ncr_PeriodOneMember" abstract="true" name="PeriodOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_AtleosTermLoanBFacilityMember" abstract="true" name="AtleosTermLoanBFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ncr_RecurringRevenueMember" abstract="true" name="RecurringRevenueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_RestaurantsSegmentMember" abstract="true" name="RestaurantsSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ncr_LossConflictInEasternEurope" abstract="false" name="LossConflictInEasternEurope" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_DisposalGroupIncludingDiscontinuedOperationsPostretirementAndPostemploymentBenefitsLiabilities" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationsPostretirementAndPostemploymentBenefitsLiabilities" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_AOCIAttributableToInterestRateDerivativesMember" abstract="true" name="AOCIAttributableToInterestRateDerivativesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_NotSubjecttoLevelingMember" abstract="true" name="NotSubjecttoLevelingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_ConversionPricePerShareAtOptionOfHolder" abstract="false" name="ConversionPricePerShareAtOptionOfHolder" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:perShareItemType"/>
  <xs:element id="ncr_TotalAdditionalDefendants" abstract="false" name="TotalAdditionalDefendants" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="ncr_WeightedAverageCommonSharesOutstanding" abstract="true" name="WeightedAverageCommonSharesOutstanding" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ncr_TwelveMonthPeriodCommencingOctober12028Member" abstract="true" name="TwelveMonthPeriodCommencingOctober12028Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_OtherReceivablesMember" abstract="true" name="OtherReceivablesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_LossContingencyNumberofCompaniesTriedtotheCourt" abstract="false" name="LossContingencyNumberofCompaniesTriedtotheCourt" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="ncr_MaximumRedeemablePercentage" abstract="false" name="MaximumRedeemablePercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ncr_DisposalGroupIncludingDiscontinuedOperationsOperatingLeaseLiabilityNoncurrent" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationsOperatingLeaseLiabilityNoncurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_DeferredTaxAssetsOperatingLossAndTaxCreditsCarryforwards" abstract="false" name="DeferredTaxAssetsOperatingLossAndTaxCreditsCarryforwards" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_CondensedFinancialInformationDisclosureLineItems" abstract="true" name="CondensedFinancialInformationDisclosureLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ncr_BATAndAPIFundingObligationUnderTheCostSharingAgreement" abstract="false" name="BATAndAPIFundingObligationUnderTheCostSharingAgreement" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ncr_IncomeLossFromDiscontinuedOperationsNetOfTaxEnvironmentalMatters" abstract="false" name="IncomeLossFromDiscontinuedOperationsNetOfTaxEnvironmentalMatters" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_AccumulatedOtherComprehensiveIncomeLossRollForward" abstract="true" name="AccumulatedOtherComprehensiveIncomeLossRollForward" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ncr_TerminatedInterestRateCapMember" abstract="true" name="TerminatedInterestRateCapMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_Periodofbenefitusedtoamortizesetupcosts" abstract="false" name="Periodofbenefitusedtoamortizesetupcosts" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ncr_EffectiveIncomeTaxRateReconciliationBranchStatusChange" abstract="false" name="EffectiveIncomeTaxRateReconciliationBranchStatusChange" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_SharebasedCompensationArrangementbySharebasedPaymentAwardDiscountfromMarketPriceLookBackPeriod" abstract="false" name="SharebasedCompensationArrangementbySharebasedPaymentAwardDiscountfromMarketPriceLookBackPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ncr_SupplementalFinancialInformationAbstract" abstract="true" name="SupplementalFinancialInformationAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ncr_ComputerSoftwareTypeAxis" abstract="true" name="ComputerSoftwareTypeAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="ncr_DisposalGroupIncludingDiscontinuedOperationsLongTermDebt" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationsLongTermDebt" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_DeferredTaxAssetsCapitalizedResearchAndDevelopment" abstract="false" name="DeferredTaxAssetsCapitalizedResearchAndDevelopment" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_TemporaryEquityConvertibleThresholdTradingDays" abstract="false" name="TemporaryEquityConvertibleThresholdTradingDays" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ncr_NCRShareofCostsrelatedtoKalamazoo" abstract="false" name="NCRShareofCostsrelatedtoKalamazoo" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ncr_TotalAdjustedEBITDA" abstract="false" name="TotalAdjustedEBITDA" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_CompanyTwoMember" abstract="true" name="CompanyTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_Contracttermusedtorecognizesetupfees" abstract="false" name="Contracttermusedtorecognizesetupfees" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ncr_TwelveMonthPeriodCommencingOctober12027Member" abstract="true" name="TwelveMonthPeriodCommencingOctober12027Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_DefinedBenefitPlanNetPeriodicBenefitCostsSubtotal" abstract="false" name="DefinedBenefitPlanNetPeriodicBenefitCostsSubtotal" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationInvoluntaryTurnoverRate" abstract="false" name="DefinedBenefitPlanAssumptionsUsedCalculatingBenefitObligationInvoluntaryTurnoverRate" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ncr_DisposalGroupIncludingDiscontinuedOperationResearchAndDevelopmentExpenses" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationResearchAndDevelopmentExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_CostOfProductsMember" abstract="true" name="CostOfProductsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_RedemptionOptionByEffectivePeriodAxis" abstract="true" name="RedemptionOptionByEffectivePeriodAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="ncr_ShareBasedCompensationArrangementByShareBasedPaymentAwardCashReceivedFromEmployeePurchaseOfCommonStock" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardCashReceivedFromEmployeePurchaseOfCommonStock" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_ReclassificationOutOfAccumulatedOtherComprehensiveIncomeLineItems" abstract="true" name="ReclassificationOutOfAccumulatedOtherComprehensiveIncomeLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ncr_ConveredCardtronicsAwardsAttributableToPreCombinationServices" abstract="false" name="ConveredCardtronicsAwardsAttributableToPreCombinationServices" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_A5000And5250SeniorNotesMember" abstract="true" name="A5000And5250SeniorNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_TemporaryEquityRedemptionValueDiscountRateOfRemainingDividends" abstract="false" name="TemporaryEquityRedemptionValueDiscountRateOfRemainingDividends" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ncr_DisposalGroupIncludingDiscontinuedOperationShortTermDebt" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationShortTermDebt" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_CapitalizedComputerSoftwareUsefulLife" abstract="false" name="CapitalizedComputerSoftwareUsefulLife" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ncr_RightOfUseAssetLiabilityObtainedInExchangeForFinanceLeaseLiability" abstract="false" name="RightOfUseAssetLiabilityObtainedInExchangeForFinanceLeaseLiability" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_GPCostsincurredinthepastedrelatedtoKalamazoo" abstract="false" name="GPCostsincurredinthepastedrelatedtoKalamazoo" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_AssetsAndLiabilitiesLesseeTableTextBlock" abstract="false" name="AssetsAndLiabilitiesLesseeTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ncr_PensionOtherPostretirementAndPostemploymentBenefitsPlansPolicyTextBlock" abstract="false" name="PensionOtherPostretirementAndPostemploymentBenefitsPlansPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ncr_GrossLossContingencyAccrual" abstract="false" name="GrossLossContingencyAccrual" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_AtAnyTimeAndFromTimeToTimePriorToApril152024Member" abstract="true" name="AtAnyTimeAndFromTimeToTimePriorToApril152024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_CreditAgreementMember" abstract="true" name="CreditAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ncr_FreshopTerafinaDumacMember" abstract="true" name="FreshopTerafinaDumacMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_APJMember" abstract="true" name="APJMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_TradeReceivablesSecuritizationFacilityCollateralAtPeriodEnd" abstract="false" name="TradeReceivablesSecuritizationFacilityCollateralAtPeriodEnd" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_FISPaymentSolutionsServicesPrivateLimitedMember" abstract="true" name="FISPaymentSolutionsServicesPrivateLimitedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_TotalAmountReceivedFromSettlementsWithInsuranceCarriers" abstract="false" name="TotalAmountReceivedFromSettlementsWithInsuranceCarriers" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_KalamazooRiverSiteMember" abstract="true" name="KalamazooRiverSiteMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_RetailSegmentMember" abstract="true" name="RetailSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_AllOtherProductsAndServicesMember" abstract="true" name="AllOtherProductsAndServicesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_StockIssuedDuringPeriodValueEmployeeStockPurchaseAndStockCompensationPlan" abstract="false" name="StockIssuedDuringPeriodValueEmployeeStockPurchaseAndStockCompensationPlan" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_PensionMarkToMarketAdjustments" abstract="false" name="PensionMarkToMarketAdjustments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_WeightedAverageInterestRatesAbstract" abstract="true" name="WeightedAverageInterestRatesAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ncr_A5.750SeniorNotesdue2027Member" abstract="true" name="A5.750SeniorNotesdue2027Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_DefinedContributionUSPlanMember" abstract="true" name="DefinedContributionUSPlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_ScheduleOfCapitalizedComputerSoftwareTableTextBlock" abstract="false" name="ScheduleOfCapitalizedComputerSoftwareTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ncr_DisposalGroupIncludingDiscontinuedOperationRestrictedCash" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationRestrictedCash" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_EffectiveIncomeTaxRateReconciliationChangeInTaxEstimatesForPriorPeriodsAmount" abstract="false" name="EffectiveIncomeTaxRateReconciliationChangeInTaxEstimatesForPriorPeriodsAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_CurrencyExposureNumberOfFunctionalCurrencies" abstract="false" name="CurrencyExposureNumberOfFunctionalCurrencies" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="ncr_EnvironmentalContingenciesThresholdPercent" abstract="false" name="EnvironmentalContingenciesThresholdPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ncr_DividendRateforpreferredshares" abstract="false" name="DividendRateforpreferredshares" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ncr_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRateServiceCost" abstract="false" name="DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostDiscountRateServiceCost" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ncr_OnOrAfterApril15RedeemedIn2026AndThereafterMember" abstract="true" name="OnOrAfterApril15RedeemedIn2026AndThereafterMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_ScheduleOfNetBenefitCostsAndAmountsRecognizedInBalanceSheetTableTextBlock" abstract="false" name="ScheduleOfNetBenefitCostsAndAmountsRecognizedInBalanceSheetTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ncr_DebtCovenantMeasurementPeriodDomain" abstract="true" name="DebtCovenantMeasurementPeriodDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_EnvironmentalContingenciesThreshold" abstract="false" name="EnvironmentalContingenciesThreshold" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_BankRelatedFeesIncludedInOtherIncomeExpense" abstract="false" name="BankRelatedFeesIncludedInOtherIncomeExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_DeemedDividendonPreferredStockRedemption" abstract="false" name="DeemedDividendonPreferredStockRedemption" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_AmericasExcludingUnitedStatesMember" abstract="true" name="AmericasExcludingUnitedStatesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_DisposalGroupIncludingDiscontinuedOperationPrepaidAssetsNoncurrent" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationPrepaidAssetsNoncurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_AggregatePrincipalAmountOfNotesRequiredToRemaingOutstanding" abstract="false" name="AggregatePrincipalAmountOfNotesRequiredToRemaingOutstanding" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="ncr_SoftwareDevelopmentCostsInternalUseMember" abstract="true" name="SoftwareDevelopmentCostsInternalUseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_Financialinstrumentssubjecttoredemptionsettlementtermsmaximumnumberofshares" abstract="false" name="Financialinstrumentssubjecttoredemptionsettlementtermsmaximumnumberofshares" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ncr_CashPaidfortheRedemptionofPreferredStock" abstract="false" name="CashPaidfortheRedemptionofPreferredStock" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_DebtInstrumentCovenantAdditionalConsolidatedLeverageRatio" abstract="false" name="DebtInstrumentCovenantAdditionalConsolidatedLeverageRatio" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ncr_EmployeeBenefitPlansAmountsIncludedInOtherIncomeExpense" abstract="false" name="EmployeeBenefitPlansAmountsIncludedInOtherIncomeExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_WeightedAverageLeaseTermAbstract" abstract="true" name="WeightedAverageLeaseTermAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ncr_OnOrAfterApril15RedeemedIn2024Member" abstract="true" name="OnOrAfterApril15RedeemedIn2024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_PriorToApril152025Member" abstract="true" name="PriorToApril152025Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_DefinedBenefitPlanAnnualContributionToCostsPercent" abstract="false" name="DefinedBenefitPlanAnnualContributionToCostsPercent" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ncr_DeferredTaxAssetsCapitalizedSoftware" abstract="false" name="DeferredTaxAssetsCapitalizedSoftware" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_TermLoansAndRevolvingCreditFacilityMember" abstract="true" name="TermLoansAndRevolvingCreditFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ncr_Repurchasepricepershareofcommonstockuponconversion" abstract="false" name="Repurchasepricepershareofcommonstockuponconversion" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:perShareItemType"/>
  <xs:element id="ncr_IncomeTaxDisclosureLineItems" abstract="true" name="IncomeTaxDisclosureLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ncr_AtleosCreditAgreementMember" abstract="true" name="AtleosCreditAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ncr_CardtronicsMember" abstract="true" name="CardtronicsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_EbinaMember" abstract="true" name="EbinaMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_DebtInstrumentRepaymentTerm" abstract="false" name="DebtInstrumentRepaymentTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ncr_BusinessCombinationConsiderationTransferredNonCash" abstract="false" name="BusinessCombinationConsiderationTransferredNonCash" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_LiquidationValueofPreferredSharesPerShare" abstract="false" name="LiquidationValueofPreferredSharesPerShare" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:perShareItemType"/>
  <xs:element id="ncr_PercentageOfNoteRequiredOutstanding" abstract="false" name="PercentageOfNoteRequiredOutstanding" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ncr_DigitalBankingMember" abstract="true" name="DigitalBankingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_SeniorSecuredIncrementalTermLoanBFacility" abstract="false" name="SeniorSecuredIncrementalTermLoanBFacility" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTransfersInPeriod" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsTransfersInPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ncr_RestrictedStockUnitsRSUsandStockOptionsMember" abstract="true" name="RestrictedStockUnitsRSUsandStockOptionsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_LastTwoYearsMember" abstract="true" name="LastTwoYearsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ncr_CommonAndCommingledTrustsBondsMember" abstract="true" name="CommonAndCommingledTrustsBondsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_IncomeLossFromContinuingOperationsAttributableToCommonStockholders" abstract="false" name="IncomeLossFromContinuingOperationsAttributableToCommonStockholders" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_ValuationAllowanceAgainstInterestExpenseDeductionCarryforwards" abstract="false" name="ValuationAllowanceAgainstInterestExpenseDeductionCarryforwards" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_ComputerSoftwareTypeDomain" abstract="true" name="ComputerSoftwareTypeDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_DebtInstrumentCovenantConsolidatedLeverageRatio" abstract="false" name="DebtInstrumentCovenantConsolidatedLeverageRatio" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:pureItemType"/>
  <xs:element id="ncr_OneCustomerMember" abstract="true" name="OneCustomerMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ncr_EffectiveIncomeTaxRateReconciliationSpinoffTransactionAmount" abstract="false" name="EffectiveIncomeTaxRateReconciliationSpinoffTransactionAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_TemporaryEquityConvertibleThresholdConsecutiveTradingDays" abstract="false" name="TemporaryEquityConvertibleThresholdConsecutiveTradingDays" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ncr_NetLossContingencyAccrual" abstract="false" name="NetLossContingencyAccrual" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_AccountsReceivableSalesAgreementMaximum" abstract="false" name="AccountsReceivableSalesAgreementMaximum" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_Conversionrateperpreferredshare" abstract="false" name="Conversionrateperpreferredshare" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ncr_ConvertedCardtronicsAwardsAttributableToPreCombinationServices" abstract="false" name="ConvertedCardtronicsAwardsAttributableToPreCombinationServices" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_RestrictedCashIncludedInOtherAssets" abstract="false" name="RestrictedCashIncludedInOtherAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_ProceedsFromInterestRateCap" abstract="false" name="ProceedsFromInterestRateCap" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_FraudulentACHDisbursements" abstract="false" name="FraudulentACHDisbursements" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_ScheduleOfReclassificationsOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock" abstract="false" name="ScheduleOfReclassificationsOutOfAccumulatedOtherComprehensiveIncomeTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ncr_FoxRiverSiteMember" abstract="true" name="FoxRiverSiteMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_PriorToOctober12023Member" abstract="true" name="PriorToOctober12023Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_OnOrAfterApril15RedeemedIn2025Member" abstract="true" name="OnOrAfterApril15RedeemedIn2025Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_TotalCorporationPlaintiffs" abstract="false" name="TotalCorporationPlaintiffs" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="ncr_TotalStockholdersEquityMember" abstract="true" name="TotalStockholdersEquityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_DisposalGroupIncludingDiscontinuedOperationsContractWithCustomerLiabilityCurrent" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationsContractWithCustomerLiabilityCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_TransformationAndRestructuringCosts" abstract="false" name="TransformationAndRestructuringCosts" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_SoftwareProductContractTerm" abstract="false" name="SoftwareProductContractTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ncr_GPShareofCostsrelatedtoKalamazoo" abstract="false" name="GPShareofCostsrelatedtoKalamazoo" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ncr_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsTransfersWeightedAverageGrantDateFairValue" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsTransfersWeightedAverageGrantDateFairValue" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:perShareItemType"/>
  <xs:element id="ncr_Aggregatepurchasepriceofpreferredshares" abstract="false" name="Aggregatepurchasepriceofpreferredshares" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_DisposalGroupIncludingDiscontinuedOperationOtherIncomeExpense" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationOtherIncomeExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_BlackstoneSharesConvertedintoCommonShares" abstract="false" name="BlackstoneSharesConvertedintoCommonShares" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ncr_BancOfAmericaLeasingCapitalLLCMember" abstract="true" name="BancOfAmericaLeasingCapitalLLCMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_A5250SeniorNotesDue2030Member" abstract="true" name="A5250SeniorNotesDue2030Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_GainLossOnTerminatedInterestRateDerivativeAgreements" abstract="false" name="GainLossOnTerminatedInterestRateDerivativeAgreements" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_OtherDebtMember" abstract="true" name="OtherDebtMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_SecuredCreditFacilityMaximumBorrowingAmount" abstract="false" name="SecuredCreditFacilityMaximumBorrowingAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_Directexpensesofpreferredshares" abstract="false" name="Directexpensesofpreferredshares" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_RecoveryCostsCyberRansomware" abstract="false" name="RecoveryCostsCyberRansomware" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_StockIssuedDuringPeriodSharesEmployeeStockPurchaseAndStockCompensationPlan" abstract="false" name="StockIssuedDuringPeriodSharesEmployeeStockPurchaseAndStockCompensationPlan" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ncr_RestrictedStockUnitsGrantedFebruary232021Member" abstract="true" name="RestrictedStockUnitsGrantedFebruary232021Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_AtleosNotesMember" abstract="true" name="AtleosNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ncr_DeferredTaxAssetsLeaseLiabilities" abstract="false" name="DeferredTaxAssetsLeaseLiabilities" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_DepreciationAndAmortizationExcludingAcquisitionRelatedAmortizationOfIntangibles" abstract="false" name="DepreciationAndAmortizationExcludingAcquisitionRelatedAmortizationOfIntangibles" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_AggregatePrincipalAmountOfTermLoanAFacility" abstract="false" name="AggregatePrincipalAmountOfTermLoanAFacility" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_TwelveMonthPeriodCommencingOctober12024Member" abstract="true" name="TwelveMonthPeriodCommencingOctober12024Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_AuditorInformationAbstract" abstract="true" name="AuditorInformationAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="ncr_EnvironmentalAndLegalContingenciesPolicyTextBlock" abstract="false" name="EnvironmentalAndLegalContingenciesPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ncr_BusinessCombinationConsiderationTransferredSettlementOfPreExistingRelationships" abstract="false" name="BusinessCombinationConsiderationTransferredSettlementOfPreExistingRelationships" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_BusinessAcquisitionEquityInterestIssuedOrIssuableNumberOfSharesConverted" abstract="false" name="BusinessAcquisitionEquityInterestIssuedOrIssuableNumberOfSharesConverted" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ncr_CommonAndCommingledTrustsEquitiesMember" abstract="true" name="CommonAndCommingledTrustsEquitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_DisposalGroupIncludingDiscontinuedOperationSettlementLiabilitiesCurrent" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationSettlementLiabilitiesCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_SpinOffOfAtleosMember" abstract="true" name="SpinOffOfAtleosMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ncr_NumberOfCountriesTransferredToDiscontinuedOperation" abstract="false" name="NumberOfCountriesTransferredToDiscontinuedOperation" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="ncr_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalIntrinsicValue" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalIntrinsicValue" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_RestrictedStockServiceBasedMember" abstract="true" name="RestrictedStockServiceBasedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_SoftwareImplementationFeePolicyPolicyTextBlock" abstract="false" name="SoftwareImplementationFeePolicyPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="ncr_EmployeeStockPurchasePlanMember" abstract="true" name="EmployeeStockPurchasePlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_TradeReceivableFacilityMaturityTerm" abstract="false" name="TradeReceivableFacilityMaturityTerm" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ncr_DebtInstrumentAdditionalBasisSpreadOnVariableRate" abstract="false" name="DebtInstrumentAdditionalBasisSpreadOnVariableRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="ncr_UnrecognizedTaxBenefitsDecreaseResultingFromDistributionsToDiscontinuedOperation" abstract="false" name="UnrecognizedTaxBenefitsDecreaseResultingFromDistributionsToDiscontinuedOperation" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_EffectiveIncomeTaxRateReconciliationExecutiveCompensation" abstract="false" name="EffectiveIncomeTaxRateReconciliationExecutiveCompensation" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_PaymentsToDiscontinuedOperationAtSeparation" abstract="false" name="PaymentsToDiscontinuedOperationAtSeparation" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_Netchangeinfundsheldforclientsinvesting" abstract="false" name="Netchangeinfundsheldforclientsinvesting" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_CompanyOneMember" abstract="true" name="CompanyOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_DisposalGroupIncludingDiscontinuedOperationEmployeeRelatedLiabilitiesCurrent" abstract="false" name="DisposalGroupIncludingDiscontinuedOperationEmployeeRelatedLiabilitiesCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_FraudulentDisbursementsAmountRecordedOnBalanceSheet" abstract="false" name="FraudulentDisbursementsAmountRecordedOnBalanceSheet" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_RedemptionOptionByEffectivePeriodDomain" abstract="true" name="RedemptionOptionByEffectivePeriodDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_FinanceLeaseRightOfUseAssetAccumulatedDepreciation" abstract="false" name="FinanceLeaseRightOfUseAssetAccumulatedDepreciation" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_OtherIncomeExpenseMember" abstract="true" name="OtherIncomeExpenseMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_PeriodTwoMember" abstract="true" name="PeriodTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_FraudulentDisbursementAmount" abstract="false" name="FraudulentDisbursementAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_Secondaryofferingbythepreferredshareholders" abstract="false" name="Secondaryofferingbythepreferredshareholders" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="ncr_CashIncludedInSettlementProcessingAssetsIncludedInOtherCurrentAssets" abstract="false" name="CashIncludedInSettlementProcessingAssetsIncludedInOtherCurrentAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_ForeignCurrencyExchangeRateChangesAndGainLossonForeignCurrencyContracts" abstract="false" name="ForeignCurrencyExchangeRateChangesAndGainLossonForeignCurrencyContracts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_RemeasurementOfPensionPlanAssetsAndLiabilities" abstract="false" name="RemeasurementOfPensionPlanAssetsAndLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_TwelveMonthPeriodCommencingOctober12026Member" abstract="true" name="TwelveMonthPeriodCommencingOctober12026Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_TangibleAssetsAcquired" abstract="false" name="TangibleAssetsAcquired" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_CapitalizedComputerSoftwareOther" abstract="false" name="CapitalizedComputerSoftwareOther" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_ShareBasedCompensationArrangementByShareBasedPaymentAwardWeightedAverageClosingStockPricePerDay" abstract="false" name="ShareBasedCompensationArrangementByShareBasedPaymentAwardWeightedAverageClosingStockPricePerDay" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ncr_AtleosTermLoanAFacilityMember" abstract="true" name="AtleosTermLoanAFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ncr_StockIncentivePlan2013Member" abstract="true" name="StockIncentivePlan2013Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_BusinessCombinationConsiderationTransferredTransactionCostsPaidByNCROnBehalfOfCardtronic" abstract="false" name="BusinessCombinationConsiderationTransferredTransactionCostsPaidByNCROnBehalfOfCardtronic" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_AnticipatedContributionFromCoObligorsAndIndemnitors" abstract="false" name="AnticipatedContributionFromCoObligorsAndIndemnitors" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_PrincipalPaymentsForFinanceLease" abstract="false" name="PrincipalPaymentsForFinanceLease" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_BillAndHoldTransactionsConcentrationRiskMember" abstract="true" name="BillAndHoldTransactionsConcentrationRiskMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_PostretirementAndPostemploymentBenefitsLiabilities" abstract="false" name="PostretirementAndPostemploymentBenefitsLiabilities" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_TemporaryEquityConvertibleSharePriceThreshold" abstract="false" name="TemporaryEquityConvertibleSharePriceThreshold" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:perShareItemType"/>
  <xs:element id="ncr_TwelveMonthPeriodCommencingOctober12023Member" abstract="true" name="TwelveMonthPeriodCommencingOctober12023Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_LibertyXMember" abstract="true" name="LibertyXMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_FromTimeToTimePriorToOctober12023Member" abstract="true" name="FromTimeToTimePriorToOctober12023Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_PeriodThreeMember" abstract="true" name="PeriodThreeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_PostemploymentBenefitPlansDefinedBenefitMember" abstract="true" name="PostemploymentBenefitPlansDefinedBenefitMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_TermLoanAFacilityMember" abstract="true" name="TermLoanAFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="ncr_RetailSegmentsMember" abstract="true" name="RetailSegmentsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_IncomeTaxReconciliationChangeInLiabilityForUnrecognizedTaxBenefits" abstract="false" name="IncomeTaxReconciliationChangeInLiabilityForUnrecognizedTaxBenefits" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_UnallocatedIncomeAndExpenses" abstract="false" name="UnallocatedIncomeAndExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_ReceivableunderFundingAgreement" abstract="false" name="ReceivableunderFundingAgreement" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_BusinessCombinationConsiderationTransferredCashAndCertainRestrictedStockAndStockOptionAwards" abstract="false" name="BusinessCombinationConsiderationTransferredCashAndCertainRestrictedStockAndStockOptionAwards" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="ncr_A6.125SeniorNotesdue2029Member" abstract="true" name="A6.125SeniorNotesdue2029Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="ncr_MaximumPeriodForCashFlowHedgingActivity" abstract="false" name="MaximumPeriodForCashFlowHedgingActivity" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="ncr_PercentageOfRevenuesByGeographicArea" abstract="false" name="PercentageOfRevenuesByGeographicArea" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ncr_DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostInvoluntaryTurnoverRate" abstract="false" name="DefinedBenefitPlanAssumptionsUsedCalculatingNetPeriodicBenefitCostInvoluntaryTurnoverRate" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="ncr_A5125NotesDue2029Member" abstract="true" name="A5125NotesDue2029Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
</xs:schema>
