Using mobile device’s camera makes depositing checks easier for
consumers and small business customers of Golden Pacific
DULUTH, Ga.--(BUSINESS WIRE)--Dec. 15, 2014--
NCR Corporation (NYSE: NCR), the global leader in consumer transaction
technologies, today announced that Golden Pacific Bank, a 27-year-old
community bank in Sacramento, Calif., is rolling out mobile remote
deposit capture as part of its mobile banking experience with Digital
Insight, an NCR company. Consumers and small businesses banking with
Golden Pacific will be able to deposit checks using their mobile banking
app and their phone’s camera.
“As a community bank, we base everything we do on strengthening our
relationship with our customers,” said Virginia Varela, CEO, Golden
Pacific Bank. “When you are able to deliver products and services into
your customers’ hands – even on their phone – you are with them all of
the time. Mobile deposit keeps our bank close at all times to our
customers – especially small businesses that need fast access to their
funds.”
Mobile deposit provides a flexible option for retail customers and small
business customers to deposit checks quickly without visiting their bank
branch. Golden Pacific has implemented a number of initiatives to
improve access for small businesses and recently
won an award from the American Bankers Association for its use of
technology in improving the application process in Small Business
Association loans. In addition to mobile remote deposit, the newest
version of Golden Pacific’s mobile banking app is available free for
customers using Android, Apple or Amazon devices.
The newly integrated mobile remote deposit process is simple. From
Golden Pacific’s mobile banking app, customers will choose “deposit
check” and will be prompted to take a photo of the front and back of the
check. After confirming the value of the check, the check image will be
transmitted for processing. Customers are asked to retain their check
for 14 days for record keeping purposes, after which the check can be
destroyed. Mobile remote deposit is part of a complete range of core
banking functions powered by Digital Insight that Golden Pacific
customers can complete on their mobile device including checking
balances, viewing transaction history, bill pay, and funds transfers.
“Digital Insight is bringing Golden Pacific’s customers the latest in
mobile banking functionality,” said Jeff Hughes, general manager of
Digital Insight and CTO of NCR Financial Services. “Our technology is
increasing the engagement between the bank and its customers. Golden
Pacific is never further away than the customer’s mobile device.”
NCR Corporation acquired Digital Insight in January 2014.
About Golden Pacific Bank
Golden Pacific Bank (www.yourbankingsolution.com)
is a nationally chartered community bank, wholly owned by Golden Pacific
Bancorp, a bank holding company headquartered in Sacramento, CA. The
Bank has a 27-year history of serving the needs of small businesses.
About NCR Corporation
NCR Corporation (NYSE: NCR) is the global leader in consumer transaction
technologies, turning everyday interactions with businesses into
exceptional experiences. With its software, hardware, and portfolio of
services, NCR enables more than 485 million transactions daily across
retail, financial, travel, hospitality, telecom and technology, and
small business. NCR solutions run the everyday transactions that make
your life easier.
NCR is headquartered in Duluth, Georgia with approximately 29,000
employees and does business in 180 countries. NCR is a trademark of NCR
Corporation in the United States and other countries. The company
encourages investors to visit its web site which is updated regularly
with financial and other important information about NCR.
Web site: www.ncr.com
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Source: NCR Corporation
NCR Corporation
Jeff Dudash, 770-212-5091
jeff.dudash@ncr.com
