Contact NCR

Shareholder Q&A

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Who is NCR's stock Transfer Agent?

NCR's Transfer Agent is BNY Mellon Shareowner Services.

How do I contact the Transfer Agent?

Stock Transfer issues address:
BNY Mellon Shareowner Services
PO Box 350101
Pittsburgh, PA 15252-8010

Shareholder Relations Correspondence address:
BNY Mellon Shareowner Services
PO Box 358015
Pittsburgh, PA 15252-8015

Direct Stock Purchase and/or DRS transactions address:
BNY Mellon Shareowner Services
PO Box 358035
Pittsburgh, PA 15252-8035

Phone: 1-800-NCR-2303 (1-800-627-2303)
Outside U.S. and Canada: 201-680-6578 Email: shrrelations@melloninvestor.com
Website: www.melloninvestor.com

How can I change the address on my shareholder account?

Please contact NCR's Transfer Agent, BNY Mellon Shareowner Services, at the phone number, address or email listed above.

Whom can I contact if I need further information as a NCR shareholder?

For inquires involving stock transfers, address changes and account record keeping, please contact BNY Mellon Shareowner Services at the phone number, address or email listed above.

If I own NCR shares, why didn't I receive a stock certificate?

The distribution of NCR stock took place on December 31, 1996 to AT&T shareholders of record on December 13, 1996. This distribution was unique, in that, shares were distributed in book-entry form in lieu of certificate form. Unless shareholders have requested a stock certificate, your shares are being held in an account with NCR's Transfer Agent, BNY Mellon Shareowner Services.

On January 25, 2006, the Board of Directors approved an amendment and restatement of the Company's Bylaws which, among other things, allows the Company to issue uncertificated shares of stock. As a result of a resolution adopted by the Board of Directors, the Company will no longer issue stock certificates. However, stockholders whose shares are uncertificated will have all of the same rights as stockholders who were previously issued stock certificates and whose shares continue to be represented by certificates.

Why did NCR distribute shares in book-entry form?

NCR shares were distributed in book-entry form for several reasons:

• Book-entry through Direct Registration is quickly becoming the new standard in share ownership.
• It supports the U.S. Securities Industry's overall direction towards statement-based share ownership.
• It eliminates the risk and expense associated with the safe-keeping or replacement of a certificate.
• It provided considerable savings in distribution costs to NCR and AT&T.
• It allows for convenient electronic share transactions, such as ownership transfer and sales, through NCR's transfer agent and your bank or broker.

What is Direct Registration?

Direct Registration is a Securities Industry initiative that provides for share ownership without the necessity of holding physical certificates. Shareowners holding shares in book-entry form, have all of the traditional rights and privileges afforded to registered shareholders, without the risk of losing or damaging certificates.

I prefer having a physical stock certificate to holding shares in book-entry. Is this possible?

No. On January 25, 2006, the Board of Directors approved an amendment and restatement of the Company's Bylaws which, among other things, allows the Company to issue uncertificated shares of stock. As a result of a resolution adopted by the Board of Directors, the Company will no longer issue stock certificates. However, stockholders whose shares are uncertificated will have all of the same rights as stockholders who were previously issued stock certificates and whose shares continue to be represented by certificates.

If I do not have a stock certificate for my NCR shares, how will I have a record of ownership?

Distribution Statements were mailed to recipients of NCR shares in early January 1997. If you no longer have this statement, you may obtain an account statement by calling NCR Shareholder Services or you may view your account on-line at www.melloninvestor.com.

How do I sell my shares if I don't have a certificate?

To sell your NCR shares:

1. You may sell, or purchase additional shares on-line through NCR's Stock Transfer Agent, BNY Mellon Shareowner Services at www.melloninvestor.com or by calling 1-800-627-2303 to enroll in NCR's Direct Stock Purchase and Sale Plan.
   
   
2. If you hold a stock certificate, deliver it to your bank or stockbroker to sell.
   
   
3. Electronically transfer your NCR shares to your bank or broker in lieu of having a certificate issued. To electronically transfer your shares, send a letter, including your social security number, your brokerage account number, the brokerage firm's DTC number (your stock broker will be familiar with this number) and your authorizing signature to NCR Shareholder Services. Your signature must be guaranteed by a financial institution, such as a commercial bank, trust company, national bank credit union, brokerage firm, etc., that participates in a Medallion program (such as STAMP, SEMP, MSP or other Securities Transfer Association-approved Medallion programs).
   
   
   

Does NCR offer a Direct Stock Purchase and Sale Program?

Yes. You may sell, or purchase additional shares on-line through NCR's Stock Transfer Agent, BNY Mellon Shareowner Services at www.melloninvestor.com or by calling 1-800-627-2303 to enroll in NCR's Direct Stock Purchase and Sale Plan.

I would like to have my dividends reinvested with the company. How do I register for NCR's dividend reinvestment plan (DRIP)?

At the present time, NCR does not pay a dividend; therefore, NCR does not have a dividend reinvestment plan.

Why doesn't NCR pay a dividend?

NCR's earnings are reinvested in the company's businesses for future growth.

Since I did not directly purchase NCR shares, how do I determine their value if I decide to sell?

If you purchased your AT&T shares prior to the Lucent Technologies spin-off in September 1996, you must adjust your AT&T purchase price to reflect the Lucent spin-off before calculating your NCR value. To calculate the cost basis of your NCR shares, take your cost of AT&T and subtract 27.99% to take out Lucent. Lucent was spun off on 9/30/96. NCR was spun off on 12/31/96. NCR was 4.77% of what you had left of AT&T after taking out Lucent. Your remaining AT&T after taking out NCR becomes your new AT&T cost basis as of 9/31/96.

AT&T shares purchased prior to the Lucent spin-off in September 1996:

AT&T purchase price -27.99% for Lucent = AT&T adjusted.
AT&T adjusted x 4.77% = NCR.
AT&T adjusted minus NCR = new AT&T cost basis.

AT&T shares purchased after September 30, 1996:

AT&T purchase price x 4.77% = NCR.
AT&T minus NCR = new AT&T cost basis.

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